We find Business Capital

Launching Q1 2021

FIflows is building a market place for Commercial Lending that delivers the best deal structures available from EVERY Commercial Lender.


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One Application. Every

We build custom applications that deliver better results. Quicker.


We build a custom application for each business and give them the freedom to complete it whenever and wherever is convenient for them.


We utilize our network to engage every lender available in each market; even if they lack a physical presence.


We make it easy for lenders to compete on the terms & conditions that matter to business owners.

Business Owers

You Find the Opportunities. We'll find
the capital.

Save Time

Apply from your desk. When it works for you.

Less Back & Forth

We build a custom application designed to give us everything we need to give lenders everything they need.

Get Every Option

We partner with, and deliver individualized applications, for every lender on the market.

Better On-Boarding

Choose your Lender with Term Sheet and Comparables in-hand.


Commercial Real Estate Agencies

Stop sending your clients out to knock on bank doors. We bring EVERY lender to them.

Better Client Experience

Referring clients to Banks come at the risk of a poor experience, a slow process, under delivering results, or even a last minute decline.

Improved Workflow

We help Agents on-board their business clients by establishing a range of financing that their business might obtain.

Better Lender Options

We ensure the widest range of options available for each deal, all while maximizing competitive pricing.

Better On-Boarding

We enable te first meting to take place with Term Sheet in hand. This saves multiple touch points and moves the conversation along to the important details. From the start.

Frequently asked questions

Every step of the Loan Application process is optimized.

The status quo is tough: Looking for lender options, trying to get a meeting with the right person, having that introductory meeting, going back and fourth on information requirements… just so you can wait a really long time for them to underdeliver on the Term Sheet.

We have a clear online process that can be done on your time, from your office. We set expectations appropriately. And we engage EVERY selected lender simultaneously.

We secure lending facilities for your clients. We do it quickly. And we give them a much better experience than knocking on a bank’s door. We also pay a referral fee or donate to your preferred local cause.

At launch we are open to work with any Commercial Banking client. This typically includes any business borrowing $500,000 – $20,000,000 but varies, so get in touch and we will give feedback quick.

Once engaged we:

1. Understand the deal/company through the company’s choice of an online form or on-boarding phone call.

2. Build the deal application

3. Analyze and build a proposal

4. Engage lenders with individualized applications.

5. Share feedback with clients and arrange for intro meetings with all potential lenders.

6. Remain available to help Business owners evaluate and choose a lending partner.

We charge an application fee that is deal specific and outlined in our deal summary and feedback to the client. We try to keep our one-time fee <0.5% of the transaction total. Feedback has indidcated that the competitive environment for lenders often sees overall rate savings exceed that 0.5% hurdle on an annual basis. On a 25 year loan those savings are significant.

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