You find the Opportunities. We'll find the Capital.

We optimize the application process for Business Loans by making it easier for all parties to act in everyones best interest.

More Borrowing. More Lending.
More Business.

By making it quick and easy to apply for Commercial Banking Loans we deliver multiple borrowing options to business owners. By increasing the quality and completeness of each application we make it easy for lenders to propose solutions.

Our Process

Three Steps for You. We got the rest.

1. Fill Out our
Discovery Form

For each business opportunity we establish a viable set of lenders based on a few qualifying details.

2. Complete our
Custom Application

We build an application and complete our analysis and structuring process from the perspective of each lender so we can proactively fill any gaps and address any needs .

3. Evaluate
Every Option

After reviewing with our client, we engage all chosen lenders with information packages built to their own specifications. Quicker lender turnaround results in more lender feedback.

The Status Quo

The Need to Optimize

Frictions in the loan application process result in an underfunded business sector. Applicants often find themselves in a confused process. Lenders often take a really, really long time to under deliver. Viable deals fall through the cracks. Multiple options are rarely sought. And application logistics become a material detriment weigh in the evaluation of a new business opportunities.

Unknown Options

It's difficult keeping current on lenders, their programs and their strengths and weaknesses.

Everchanging Requirements

Trying to understand what information is required, when and where to send it, and how best to package it can be a full time job.

Unexplained Credit Process

It can be difficult to understand how a bank evaluates company based risk and answers are rarely explained or contextualized.

Unclear Expectations

Never knowing when an answer will come, what that answer might be (or getting an overly optimistic guess), or whether to seek other options can make planning incredibly challenging.

Our Solution

One Application. Every Application.

Our background in Commercial Lending has allowed us to build technology and processes to efficiently address the frictions for both lenders AND businesses in the application process. Learn More about how this changes the landscape.

Process

We optimize the borrowing ASK so lenders can make a decision quicker.

Clarity

Understanding both sides of the transaction allows us to optimize interactions.

Options

Each deal gets in front of every viable lender delivering as many options available on the market.

Expectations

We ensure that both sides are communicating expectations that are grounded in reality.

Returning to business owners.

A Better Broker

We inject credibility and industry expertise into the Commercial Finance Broker industry by having the relevant experience, skillset, and a desire to do things different.

We establish a new relationship between the right lender(s) and a solid business; then get out of the way. We do not stay between parties and extract fees in perpetuity.

More Options. Less Time.

Apply online. Let us do the rest.
Contact
contact@fiflows.com

220 20th St W, Saskatoon, SK S7M 0W9