We find Business Capital
Launching Q1 2021
FIflows is building a market place for Commercial Lending that delivers the best deal structures available from EVERY Commercial Lender.
One Application. Every
We build custom applications that deliver better results. Quicker.
You Find the Opportunities. We'll find
Commercial Real Estate Agencies
Stop sending your clients out to knock on bank doors. We bring EVERY lender to them.
Frequently asked questions
Every step of the Loan Application process is optimized.
The status quo is tough: Looking for lender options, trying to get a meeting with the right person, having that introductory meeting, going back and fourth on information requirements… just so you can wait a really long time for them to underdeliver on the Term Sheet.
We have a clear online process that can be done on your time, from your office. We set expectations appropriately. And we engage EVERY selected lender simultaneously.
We secure lending facilities for your clients. We do it quickly. And we give them a much better experience than knocking on a bank’s door. We also pay a referral fee or donate to your preferred local cause.
At launch we are open to work with any Commercial Banking client. This typically includes any business borrowing $500,000 – $20,000,000 but varies, so get in touch and we will give feedback quick.
Once engaged we:
1. Understand the deal/company through the company’s choice of an online form or on-boarding phone call.
2. Build the deal application
3. Analyze and build a proposal
4. Engage lenders with individualized applications.
5. Share feedback with clients and arrange for intro meetings with all potential lenders.
6. Remain available to help Business owners evaluate and choose a lending partner.
We charge an application fee that is deal specific and outlined in our deal summary and feedback to the client. We try to keep our one-time fee <0.5% of the transaction total. Feedback has indidcated that the competitive environment for lenders often sees overall rate savings exceed that 0.5% hurdle on an annual basis. On a 25 year loan those savings are significant.