Faster Process
Companies apply when it fits their schedule. We build applications that credit departments want to see. From the start.
Optimized Applications
We build towards a feasible range of deal structures based on lender metrics. Delivering real-time feedback and feasible deals.
One APplication. Every Option.
Our Focus
Understand. Optimize. Deliver.
Our Clients
- Canadian Company
- Total Borrowing Requirements greater than $1 million CAD
** Range Varies between Lenders
The Status Quo
FiFlows Optimization
Frequently asked questions
A more efficient application process. Quicker lender feedback from every available option. Truly competitive offers from each lender.
We secure lending facilities for your clients. We do it quickly. And we give them a much better experience than knocking on a bank’s door. We also pay a referral fee or donate to your preferred local cause.
At launch we are open to work with any Commercial Banking client. This typically includes any business borrowing $500,000 – $25,000,000 but varies, so get in touch and we will give feedback quick.
Once engaged we:
1. Understand the deal/company through the company’s choice of an online form or on-boarding phone call.
2. Build the deal application
3. Analyze and build a proposal
4. Engage lenders with individualized applications.
5. Share feedback with clients and arrange for intro meetings with all potential lenders.
6. Remain available to help Business owners evaluate and choose a lending partner.
We charge an application fee that is deal specific and outlined in our deal summary and feedback to the client. We try to keep our one-time fee <0.5% of the transaction total. Feedback has indidcated that the competitive environment for lenders often sees overall rate savings exceed that 0.5% hurdle on an annual basis. On a 25 year loan those savings are significant.
