One Application. Every

The Process

We build an application for our clients in order to analyze, structure AND apply with every individual lender chosen. Each application is created specifically for our client’s circumstances and the lenders who will be available to them.


Our discovery form determines feasibility and a viable Lender set.


A custom application built for each client and their viable sets of Lenders.


Viewed from each Lender's perspective we build approval deals structures.


Every chosen Lender receives an optimized application for a quick decision.


We use our discovery form to establish a pool of potential lenders and to help us build out an application that will meet the requirements of each.

Deal Parameters

Understanding the deal size, purpose, and type of financing helps us determine if it's considered a commercial deal and the lender pool available.

Company Details

Determining the age, industry and location of your company help us determine the lender pool available.


Our application is custom built to meet the lender requirements for your company. It gives us the pieces needed to understand the deal from each lenders perspective and apply with each. 


We outline the company from conception to present with particular focus on the last 3-5 years.


Understanding the context for the application is important to building the best narrative possible.


Future plans are required to place repayment in a context consistent with the past and present.


We take each Lenders perspective and evaluate each deal and company as such. 


Our analysis is consistent with each of our lending partners. We establish viability AND save lenders time & resources.

Narrative Construction

We build a story that fits into the constructs of Lender applications. It synthesizes history with financial performance.


Here we sort viable lenders by feasibility and present our clients with their range of options.


Once selected, FiFlows engages with lenders.


Our summary outlines options. You select potential parties.


We handle initial engagements. Our goal is for your first meetings to be had with Term Sheet in hand.


Lender responses are summarized for easy review and we help with any interpretive questions.

Why FiFlows?

Our team consists of former commercial lenders, credit underwriters, tech professionals, private sector executives, and tax & wealth experts.

The confluence of these factors result a better process, better outcomes, and better business.


For any inquiries please email