A Better Broker

We connect business opportunities with capital by making it easy for companies and lenders to get on the same page. Quickly. When companies can access capital everyone wins.

Why Partner with FiFlows?


We bring financial expertise to our partner's service with no fixed costs.


When a company accessing capital makes our partners business better we provide a win-win-win situation for us, the company and our partners.


We work with our partners to find an equitable arrangement with a finders fee, charitable donation, or keeping the cost low for our clients.

Our PRocess
We start by understanding the company’s goal, then find deal structures and lenders that can get us as close to that outcome as possible. We do the analytical leg work before approaching lenders to ensure fast turn around and optimal results. We keep our partners as involved in the process as they’d like. Our goal is to bring the right capital to business owners faster, to the benefits of all parties involved.

1. Referral

A quick 5-10 question form to determine the set of viable lenders and who our contact point is.

2. Apply

We build and deliver a custom application within 24 hours to your client.

3. Engage

We engage all lenders simultaneously and let the best fit for our client emerge

Frequently asked questions

Every step of the Loan Application process is optimized.

The status quo is tough: Looking for lender options, trying to get a meeting with the right person, having that introductory meeting, going back and fourth on information requirements… just so you can wait a really long time for them to underdeliver on the Term Sheet.

We have a clear online process that can be done on your time, from your office. We set expectations appropriately. And we engage EVERY selected lender simultaneously.

We secure lending facilities for your clients. We do it quickly. And we give them a much better experience than knocking on a bank’s door. We also pay a referral fee or donate to your preferred local cause.

At launch we are open to work with any Commercial Banking client. This typically includes any business borrowing $500,000 – $20,000,000 but varies, so get in touch and we will give feedback quick.

Once engaged we:

1. Understand the deal/company through the company’s choice of an online form or on-boarding phone call.

2. Build the deal application

3. Analyze and build a proposal

4. Engage lenders with individualized applications.

5. Share feedback with clients and arrange for intro meetings with all potential lenders.

6. Remain available to help Business owners evaluate and choose a lending partner.

We charge an application fee that is deal specific and outlined in our deal summary and feedback to the client. We try to keep our one-time fee <0.5% of the transaction total. Feedback has indidcated that the competitive environment for lenders often sees overall rate savings exceed that 0.5% hurdle on an annual basis. On a 25 year loan those savings are significant.

220 20th Street West
Saskatoon, SK S7M 0W9
Contact us
Email: contact@fiflows.com
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